UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

UOB PRVI Miles American Express Card

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S$1 = 1.4 Miles
Local Spend
S$1 = 2.4 Miles
Overseas Spend
S$1 = 6 Miles
Selected Online Hotel and Flight bookings
MoneySmart Exclusive
Get up to 50,000 miles from UOB when you spend a min. of S$1,000 on their new UOB PRVI credit card for 2 consecutive months from card approval date, payable first-year annual fee and SMS registration required. T&Cs apply.
Valid until 31 May 2024 - See more details below

Are you eligible?

    • Promotion is valid for new-to-UOB cardholders only
    • Registration is required for the 50,000 miles promotion

What you need to know

  1. To register for the "Up to 50,000 Miles" promotion: SMS PMAF‹space›last 4 alphanumeric of NRIC/passport to 77862
  2. Make full payment of Card's Annual Fee of S$261.60
  3. Charge a min. of S$1,000 in Eligible Transactions per month, for 2 consecutive months
T&Cs

Quick Facts

Get the maximum value by

Using it to pay for large expenses such as hotel, airlines bookings, and shopping with no min spend and cap on miles earned.

Good for

Frequent travellers or miles junkies who enjoys collecting miles that's simple and fuss-free, with no min spend and no cap.

Categories to maximise this card

Travel and General spending, especially for big purchases such as holiday bookings, home furnishings, weddings and more.

What people use it for

Travel expenses, local household spending (e.g. groceries, dining, kids' enrichment) and big purchases such as luxury shoppings, home furnishings, weddings and more.

Get if

You are a frequent traveller, or you pay for high personal or household expenses every month.

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UOB PRVI Miles American Express Card Review 2024 (H1/Masthead)

The UOB PRVI Miles AMEX Card is one of UOB's most popular entry-level miles cards, offering attractive earn rates of 1.4 miles per dollar on local spending and 2.4 miles per dollar on overseas spending. Additionally, it boasts one of the best promotional rates for Expedia and Agoda, at 6 miles per dollar.

If you're passionate about travel and enjoy accumulating miles effortlessly, this card might be ideal for you, as it has no earning cap. Let's explore whether this card fits your lifestyle and spending habits by examining its requirements, advantages, and disadvantages before you decide to sign up.

Pros & Cons

Pros

  • Up to 50,000 air miles (applicable exclusively for new-to-UOB Credit Cardmembers upon the 1st year annual fee payment)
  • 6 miles (UNI$15 per S$5 spend) for every S$1 spent on major airlines and hotels booked via Expedia and Agoda through the UOB PRVI Miles website
  • 2.4 miles (UNI$6 per S$5 spend) per S$1 spent overseas including online shopping
  • 1.4 miles (UNI$3.5 per S$5 spend) per S$1 spent locally
  • 20,000 loyalty miles only for UOB PRVI Miles AMEX Cardmembers with a minimum spend requirement
  • No limits on earned miles as there’s no cap
  • First year annual fee waiver
  • Exclusive UOB PRVI Miles American Express® Travel Benefits including access to airport lounges worldwide with LoungeBuddy, complimentary airport transfers, and complimentary Tablet Plus membership (worth USD 99 per year)
  • Complimentary travel insurance with coverage of up to S$50,000 for Emergency Medical Evacuation & Repatriation, and up to S$500,000 for Public Conveyance Personal Accident
  • Discounts on fuel purchases at Shell with up to 14% off, and at SPC with up to 15% off

Cons

  • Base interest rate of 27.80%, which is higher than some miles credit cards in the market like OCBC 90°N Visa Card and American Express Singapore Airlines Business Credit Card
  • Annual fee of $261.60 which is higher than many other miles credit cards in the market like the DBS Altitude Visa Signature Card and HSBC Revolution Card
  • S$50,000 minimum spend a year to qualify for the 20,000 loyalty miles
  • S$1,000 minimum spend per month for 2 consecutive months, plus payment of first year annual fee are required to qualify for 45,200 miles
  • S$1,000 minimum spend per month for 2 consecutive months is required to qualify for 4,800 miles

Compare UOB PRVI Miles AMEX Card vs. Standard Chartered Journey Card vs. HSBC Revolution Card

Besides the UOB PRVI Miles AMEX Card, options like the Standard Chartered Journey Card and HSBC Revolution Card are also featured on MoneySmart’s online credit card comparison tool.

When comparing these three credit cards, you'll notice differences in key factors such as interest rates, annual fees, minimum annual income requirements, and air miles benefits.

The UOB PRVI Miles AMEX Card stands out with the most generous welcome offer of 50,000 air miles upon paying the annual fee and meeting the minimum spending requirements. However, it also has the highest annual fee among these three cards.

Additionally, the UOB PRVI Miles AMEX Card offers above-average earning rates, providing 1.4 miles per dollar spent locally, 2.4 miles per dollar spent overseas, and an attractive 6 miles per dollar for spending on Expedia and Agoda.

In summary, if you are a frequent traveler and avid miles collector, the UOB PRVI Miles AMEX Card allows you to maximise benefits with no cap on earned miles. However, if you anticipate traveling less in the near future, the other two cards might be more suitable for you.

UOB PRVI Miles AMEX CardSCB Journey Credit CardHSBC Revolution Card
Interest rate:
27.80%		Interest rate:
27.90%		Interest rate:
26.90%
Annual fee:
$261.60 (first year waiver available)		Annual fee:
$196.20		Annual fee:
None
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $60,000 for foreigners
Minimum annual income:
  • $30,000 for Singaporeans and PRs
  • $40,000 for foreigners
Air Miles Benefits:
  • Up to 50,000 welcome air miles upon first annual fee payment and minimum spend (valid only for new-to-UOB Credit Cardmembers)
  • 6 miles (equivalent to UNI$15 per S$5 spent) for every S$1 spent on selected Expedia and Agoda flight and hotels bookings
  • 2.4 miles (equivalent to UNI$6 per S$5 spend) per S$1 spent overseas
  • 1.4 miles (equivalent to UNI$3.5 per S$5 spend) per S$1 spent locally
  • Earn miles with no cap restrictions
  • Exclusive UOB PRVI Miles American Express® Travel Benefits including worldwide airport lounges access with LoungeBuddy, complimentary airport transfers, and complimentary membership of Tablet Plus
  • Free travel insurance plan
  • Up to 14% discount at Shell for petrol
  • Up to 15% discount at SPC for petrol
Air Miles Benefits:
  • Up to 45,000 welcome air miles upon annual fee payment and minimum spend
  • 3 miles (equivalent to 7.5 Rewards Points) for every S$1 spent on online transactions for transportation, grocery and food delivery
  • 2 miles (equivalent to 5 Rewards Points) for every S$1 spent overseas
  • 1.2 miles (equivalent to 3 Rewards Points) for every S$1 spent locally
  • 2 complimentary airport lounge visits for primary cardholders
  • 45% off MSIG travel insurance coverage
  • 4 miles (equivalent to 10X reward points) for every S$1 spent online or via contactless payments
  • 1X reward point for every $1 spent on all other categories
  • Up to 21.15% fuel savings at Caltex and Shell
  • Exclusive access to over 1,000 HSBC 1-for-1 deals on dining, lifestyle and travel worldwide
  • Convenience of converting HSBC rewards points to air miles by signing up for the HSBC Mileage Programme
  • No minimum spend requirement
  • No annual fee
  • 10,000 rewards points cap per calendar month on eligible purchases

Read About The Best Air Miles Cards Here!

Check Air Miles

UOB PRVI Miles AMEX Card Application

Here are 3 simple steps to apply for the UOB PRVI Miles AMEX Card

Step 1

Apply via MoneySmart’s credit cards page

You may begin your application by clicking on our UOB Lady's Solitaire Card application link. When you choose to apply online via SingPass MyInfo, UOB will pull your identity and income data from SingPass (which is already verified), thus cutting short the processing time. The approval-in-principle page will appear within minutes of submitting your MyInfo.

Step 2

Provide all documentation required

You’ll need to provide all the necessary documentation in order for UOB to approve your credit card application. This list of documents include:

  • NRIC or other identification details
  • Latest computerised payslip
  • Latest 12 months’ CPF Contribution History Statement
  • Latest Income Tax Notice of Assessment (NOA)

Step 3

Receive your UOB Lady's Solitaire Card

You’ll be able to activate your UOB PRVI Miles AMEX Card through UOB TMRW mobile app, and enter a One-Time Password (OTP) after keying in your 6-digit Online Banking PIN to secure all your credit card transactions. Thereafter, it’s ready for you to use on any of your purchases and you can track your cashback rewards and credit card statements with your UOB TMRW mobile app!

Frequently Asked Questions

Are there any fees if I apply for the UOB PRVI Miles AMEX Card?

UOB PRVI Miles AMEX Card charges an initial annual fee of $261.60 (first year waiver available), and other fees like supplementary card annual fee, late payment fee, minimum monthly payment, foreign currency transaction fee, cash advance transaction fee, overlimit fee.

Am I eligible for the UOB PRVI Miles AMEX Card?

If you’re a Singapore Citizen, Permanent Resident (PR) or foreigner with a valid Singapore Employment Pass, you’re eligible to apply for the UOB PRVI Miles AMEX Card, as long as you’re aged 21 and above, and earn a minimum annual income of $30,000 (for Singaporeans and PRs) or $40,000 (for foreigners).