S$1 = Up to 2 Miles

on Foreign Currency Spend

Up to 7.51% Interest

on your Citi Wealth First Account

Single

Application Journey for the Bundle

All Details

• Key Features

  • Introducing our groundbreaking all-in-one bundle: Citi PremierMiles Card + Citi Wealth First Account Bundle, offering seamless financial empowerment and unparalleled travel rewards in one effortless application process.

  • Get more attractive gift incentives when you sign up for the Bundle

  • Citi PremierMiles Card:

  • Earn up to 2 Citi Miles per S$1 when you spend on your Citi PremierMiles Card

  • Earn up to 10 Citi Miles per S$1 on online travel bookings via Kaligo and Agoda

  • Citi Miles never expire

  • Principal Cardholder gets to enjoy 2 complimentary visits every year to over 1,300 airport lounges worldwide.

  • Receive renewal bonus of 10,000 Citi Miles on your Card anniversary

  • Citi Wealth First Account:

  • Enjoy up to 7.51% p.a.* on your savings with your Citi Wealth First Account. Earn higher interest and save more with every action

  • Get in-depth global market insights and research knowledge from a global team of over 400 research analysts

  • Get 6-month commission-free trades online* for U.S. & H.K. markets and have access to Global Market Insights with 350+ analysts worldwide.

  • Get wealth management advice and solutions with access to a dedicated Relationship Manager and a team of wealth specialists

  • No funding into your Citi Wealth First Account is required to be eligible for the MoneySmart Promotion.

Air Miles

Excellent

• 1.2 Citi Miles per S$1 local spend. No minimum spend, although general exclusions such as insurance, educational institution fees etc., do apply

• 2 Citi Miles per S$1 overseas spend on foreign currency. Subject to 3.25% admin fee per transaction

• Citi Miles never expire so you can accumulate them over time

• Citi Miles conversion rate: 10,000 Miles miles for 10,000 airline miles/hotel points

• Citi Miles redemption via Citi ThankYouSM Rewards allows you to transfer miles earned to 11 airline partners, including Singapore Airlines’ Krisflyer miles program. Subject to S$25 + prevailing GST per Points Transfer

Overseas Spending

Very Good

• Earn 2 Citi Miles per S$1 overseas spend charged in foreign currency

• No minimum spend nor cap

• Online travel bookings charged in foreign currency: Earn 7 Citi Miles per S$1 overseas spend with Agoda’s Bonus Miles promotion; earn 10 Citi Miles per S$1 overseas spend with Kaligo’s Bonus Miles promotion

• All foreign currency transactions subject to 3.25% admin fee

Bill Payment

Good

• Manage and schedule bill payments with Citi PayAll feature on the Citi Mobile App

• With Citi PayAll, you can earn and accumulate Citi Miles, Citi ThankYou PointsSM or Cash Back quickly when you pay your big-ticket bills such as rent, insurance premiums, education expenses, taxes, utilities and more

Petrol

Good

• Esso: 5% Esso site discount + 5% Esso Smiles discount + 4% Citi card discount = Total of 14% savings effectively

• Shell: 5% Shell site discount + 5% Shell Escape discount + 4% Citi card discount = Total of 14% savings effectively

Annual Interest Rate and Fees

Annual Principal Fee	S$196.20
Supplementary Annual Fee	S$98.10
Interest Free Period	25 days
Annual Interest Rate	27.9%
Late Payment Fees	Determined by credit card issuer
Minimum Monthly Repayment	1% plus 1% of any outstanding unbilled instalment amounts plus interest charges plus late payment charge or S$50, whichever is higher
Foreign Currency Transaction Fee	3.25%
Cash Advance Transaction Fee	8% or S$15, whichever is higher
Overlimit Fee	S$40

Minimum Income Requirements

Singaporean/PR Minimum Income	S$30,000
Non-Singaporean Minimum Income	S$42,000

Documents Required

SG Citizens or PRs	Apply via MyInfo
Passport Validity (Foreigners)	6 months
Work Permit Validity (Foreigners)	6 months
Utility or Telephone Bill	With Full Name and Address
Income Tax Notice of Assessment
Latest Original Computerised Payslip

Card Association

Mastercard

Wireless Payment

Apple Pay
Samsung Pay
Google Pay
Citi Pay

MoneySmart Promotions

MoneySmart Exclusive
Apple Gifts